Factor4’s real-time stored value platform allows for a feature rich offering to our clients.
Our core product offerings include but are not limited to:
Gift Cards

Gift Cards are customizable close-looped stored value cards that increase ticket lift at the point-of-sale. With sales volume predicted to reach $160 billion by 2018, gift card programs will continue to be a top revenue producing product for merchants of all sizes. Factor4’s gift card programs are designed for any sized merchant. Our affordable, effective programs enable merchants to capitalize on the popularity and profitability of gift cards.

Loyalty Cards

Loyalty cards, like gift cards, drive increased foot traffic and customer engagement by rewarding repeat customers. Considering that 87% of consumers stated that they want loyalty programs and 62% of consumers stated that they don’t think the brands they are loyal to do enough to reward them, an opportunity exists for merchants to generate more revenue by offering their customers a loyalty program that rewards them for their repeat business. Factor4’s loyalty programs are customizable to meet the specific needs of companies. Our programs enable merchants to monetize and track customer behavior at the point-of-sale.


E-Cards or digital gift cards are the fastest growing segment of the gift card market with sales expected to exceed $15 billion by 2017. The fact that only 3% of local businesses offer digital gift cards represents an opportunity for forwarding thinking merchants to significantly grow gift card sales via the addition of e-card program. Factor4’s comprehensive solution provides merchants the ability to deploy a sophisticated digital gift card programby assigning numbers to sales of gift cards and allowing a customer to redeem for an e-commerce transaction.


Factor4 has a state-of-the-art plastic gift card printer and can turn plastic card reorders around in as little as 24 hours. We have a talented art department ready to assist merchants with designing custom plastic cards that capture the essence of their brands. We also offer predesigned cards for frictionless reordering.

Promoting gift card programs with merchandising materials can dramatically increase gift card sales. Furthermore, consumers are more likely to buy a gift card if it includes free packaging. Factor4 offers a variety of gift card merchandising materials including point of purchase signage, display racks, window decals, gift card holders and custom packaging.

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