Gift Card App

Our Mobile Gift Card App is a Win-Win for Merchants
and their Customers!

  • Enables Merchants to have their own branded Gift Card App
  • Provides Merchants with an Omnichannel Gift Card Solution
  • Allows Customers to pay by phone
  • Enables Customers to add funds, check balances and view
    transaction histories on mobile devices


Factor4 is a leading gift card and loyalty program provider.
We empower businesses of all sizes to identify and monetize customer loyalty.
Our API, RewardOS™, allows for effortless feature-rich integration
to a wide range of point-of-sale devices.

Factor4 is fully integrated with Clover®.
  • Unlimited Transactions
  • Low Monthly Program Fee
  • White Label Program
  • Start Processing Now!


Factor4 boasts the most integrations
of all Gift & Loyalty providers.
Click below to see the complete list.



Factor4 is a leading provider of omnichannel gift card and loyalty program solutions. Whether you are a Fortune 500 company or a Small to Mid-Sized Business (“SMB”), we have the flexibility to create a customized solution to fit your needs and achieve your goals.

Our competitive edge is realized by the fact that we operate a vertically integrated technology platform that securely processes all gift card and loyalty transactions in real-time at the point-of-sale. Our omnichannel solution provides a seamless shopping experience across all platforms-in store, online, mobile. Contact-free functionality adheres to social distancing practices by enabling the ability to text and email gift cards direct to recipients from our web portal.

Our team specializes in the design, production, implementation, and distribution of pre-designed and custom cards. We provide a full range of ancillary marketing products and services, plastic card fulfillment, eGift card options, and re-order assistance. We enable ISO partners and merchants to create gift card and loyalty programs that increase sales and profit, and reduce attrition. Contact us for a complimentary consultation.


Factor4 was founded by a team of top payment service leaders with over 75 years of merchant service and gift card and loyalty expertise. Our senior team and Board of Directors have been successful entrepreneurs, C-suite executives, and trusted consultants within the payment processing industry. The managing partners powering Factor4 are Jim Battista, Craig Davis, and Dan Battista.

Dan Battista, CEO and Partner

Dan oversees the day-to-day management of Factor4. He has over 15 years of experience as a C-level executive with top gift and loyalty companies. Dan has formed an experienced team of gift and loyalty professionals at Factor4 to drive sales and provide top-notch support to partners and merchants. His focus is on developing partnerships with ISOs, ISVs, and credit card processors to deliver the highest profitability. He works with technology partners to further enhance Factor4’s best in class gift and loyalty software platform. He is always looking for new technology partners to expand Factor4’s cutting edge gift and loyalty platform via the integration of new tools and customer intelligence to maximize revenue and profitability for partners. Dan has a B.S. in Accounting from Drexel University and an MBA in Marketing from Widener University. He enjoys spending time with his family, playing baseball and golfing.

Michael Pettit, Technical Director

Michael assists with the day-to-day management of Factor4. He provides technical assistance to ISO’s and their merchants including terminal, program, and setup support. He provides training on Factor4’s programs, functionality and technology. Michael graduated from Temple University with a bachelor’s degree in criminal justice. He is an avid sports fan.

Patty Stevenson, Director of Administration

Patty is responsible for Factor4’s customer service. She also manages accounts payable and accounts receivable. Patty has been with Factor4 since its inception. She has over 12 years of experience in customer service with top gift and loyalty companies. She enjoys keeping active with her family.

Aimee DuCasse, Marketing Director

Aimee directs the marketing initiatives for Factor4 including campaign implementation, public relations and social media management. She has over 10 years of marketing experience in payment services with specific expertise in gift and loyalty marketing. In 2018, Aimee was elected to serve as a Board Advisor for the Merchant Acquirers’ Committee (MAC). She also serves as Co-Chair of the Marketing Committee for MAC. She is a member of the Electronic Transactions Association. She founded Streamline Business Services to offer payment services to merchants and marketing consulting services to payments companies including ISOs. Aimee graduated Magna Cum Laude and as a University Scholar from Penn State with a B.S. in Marketing. She enjoys traveling and staying fit.

Ralph Marchetti, Support Coordinator

Ralph has over 30 years of finance experience. He is hands on with our accounts payable and receivable operations; and utilizes his financial expertise to conduct various analyses. He assists with inventory, card printing and office operations. Ralph attended Drexel University and played D1 baseball. He enjoys spending time with family and friends, still likes to “throw a ball”, and is a true Philadelphia sports fan.


Zach Kline, Support Coordinator

Zach plays a key role in our customer service department, assisting merchants and ISOs with card orders, technical support and account maintenance. He helps to process printing and shipping for new and returning clients. Zach has over 7 years of customer support experience and previously attended East Stroudsburg University of Pennsylvania. He is a Philadelphia sports fan and enjoys amateur filmmaking in his free time.

James Falcone, Support Coordinator

James assists with the card printing process and quick-ship gift card orders. He also assists with the organization of inventory and purchasing of materials. James attended Rowan University and Rowan College at Gloucester County. He is a Philadelphia sports fan and enjoys spending time with his family.


Jessica Coffey, Customer Service Manager

Jess is a high energy, customer focused part of our support team. Her number one priority is making customers happy. She is a mother of two children. Her family enjoys spending time outdoors, fishing, playing volleyball and taking walks. In her spare time, Jess makes and sells crafts at different festivals and events.

Brady Allerton, Sales & Support Manager

Brady is responsible for Sales and Support. He is a key part of the sales team. He graduated with a bachelor’s degree in communications from Penn State University. He is a huge Philadelphia sports fan and enjoys golfing, playing basketball, and spending time with his family and friends.


Factor4 partners with enterprises across the technology service ecosystem including: Customer Relationship Management (“CRM”) companies, point-of sale terminals (“POS”), Independent Sales Organizations (“ISOs”), Independent Software Vendors (“ISVs”), Value Added Resellers (“VARs”), E-commerce companies, and middleware providers. Our versatile API provides our partners a durable edge allowing the ability to quickly create and track high-impact, customized gift card and loyalty initiatives.


Factor4’s API, RewardOS™, provides our clients the ability to capture consumer behavior in real time and reward loyalty incrementally. Our technology platform allows for both an elegant experience at the point-of-sale as well as granular back-office control of the deployed rewards program. Factor4 makes it easy to integrate customer gift and loyalty solutions. Whether you are a distributor, developer, or merchant, Factor4’s API allows for an uncomplicated deployment within your sales channel, technology solution, or point-of-sale device.

RewardOS™ API Functionalities:

Setup API
Setup a partner or new business to begin rewarding customers and accepting stored value cards.
Campaign API
Process stored value cards to recognize and reward consumer behavior, and increase ticket lift.
Transaction API
Allows for simple integration into our processing platform via a website, terminal, tablet, or fully integrated POS.
Reporting API
Comprehensive reporting that allows for extraction of transactional data in nearly any format required.
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